We have received many inquiries since the outbreak of the COVID-19 (corona virus) outbreak in the U.S. We are happy to report that Frontal Law Group remains open to provide legal services to the community.
As one of the legal service providers with cutting edge technology preparedness, it has been a smooth process at FLG to transition from working at our San Jose, CA main office to working from home.
Our phone lines remain open to provide consultation to our clients.
Local courthouses closures and postponements have an impact on our community. We continuously monitor the latest in this dynamic situation and ensure our clients' access to justice.
Howell v. Hamilton Meats is a landmark case in California personal injury law, and a favorite weapon used by insurance companies to reduce payments to injury victims. The essence of the Howell case is that a personal injury victim's recovery is limited by the actual payment from their health insurance. This means that if your hospital bill was $30,000, but your health insurance only paid $800 to the hospital as full payment, then your personal injury recovery is limited by the $800. The $30,000 number can never be presented to a jury. Sounds outlandish, yet these are not fictional numbers. This is from an actual case that we tackled.
If faced with the Howell challenge, the victim is already at a disadvantage. Usually, this is caused by a victim not getting professional legal help early in the game. However, many cases can be salvaged through careful analysis. For example, the Sanchez case carves out gratuitous medical bill write-offs. Not all insurance adjusters, unfortunately, are well-informed about the many carve-outs. We are always glad to provide them with additional legal knowledge, but occasionally, we have no choice but to file a lawsuit. Once a lawsuit is filed, the case is almost always re-assigned with a different negotiator who is more knowledgeable about the law.
You should discuss your strategy with a legal professional. Always feel free to call us at 408-890-7925